Every Medicare Advantage decision has a window. Tremplo Ridge meets it.
Tremplo Ridge is a validated intelligence layer over the Medicare Advantage market. It reaches leaders through assistants shaped to their role and to the moment in the CMS annual cycle when their decisions are made.
Each assistant serves one window in the CMS calendar.
An assistant is most useful in the stretch of the year when its owner has to commit. The CY2028 bid build starts in January, and CMS expects bids on Monday, June 7, 2027.
The CMS cycle
Tremplo Ridge assistants
Windows are approximate, and CMS sets the exact dates each year. The Bid Strategy Assistant is in pilot for the CY2028 cycle, and the other assistants are planned.
The Bid Strategy Assistant helps product leaders build the 2028 bid.
Bid teams spend the first months of the year assembling a view of the market before they can argue about it. The assistant starts them with that view already in hand, county by county and competitor by competitor, across the whole national market.
It works from public CMS data, so your team can start without an integration project or a data request to IT. Your leader brings the role, the footprint and the theses to test, and the assistant answers in those terms.
Questions it answers
- Which counties are worth entering for 2028, and which markets are thinning out?
- Where did members move during the last annual enrollment period, and which carriers gained them?
- Which of our counties carry the most exposure if a competitor exits or drops its standard plans?
- Where do competitors leave room on premium and benefits inside our footprint?
- Where will a Star Ratings change move the bid, and where will it not?
How a pilot runs
Intake
Your leader sets out the role, the footprint and the theses to test in about 45 minutes.
Configuration
We shape the assistant to that role, that footprint and those theses.
Working sessions
Your team puts live bid questions to the assistant over two to four weeks.
Handover
Your team keeps its configuration and decides how far to take it.
What stays yours
Your theses, your configuration and anything built from your own data belong to your organization.
What stays with Tremplo Ridge
Tremplo Ridge LLC owns the platform, and your team receives licensed access to its intelligence.
Founder
Karl Froese founded Tremplo Ridge after two decades in health insurance, most of them spent on Medicare Advantage and Part D product strategy, competitive and pricing frameworks, and a shopping and enrollment platform used by plans and agencies.
He built the platform to answer the questions he watched bid teams struggle to answer each spring. Karl also advises health plans and healthtech companies on AI-native market intelligence through Froese Insights, which operates separately from Tremplo Ridge.
See what the assistant would tell your bid team.
A 30-minute walkthrough covers what the assistant answers, who on your team would use it and how a pilot runs before the June bid deadline.